Author: Gökhan Aksoy

A one-click purchase is easy, so why does the refund process take so long? “I got the refund confirmation, but where is my money?” This is a common concern for many. This uncertainty isn’t due to a seller’s or bank’s intentional mistake; it’s the result of a complex financial cycle. So, how exactly does this money journey work? How long does a refund take to hit your account? We’ll break down the entire process in detail, from the moment a refund request is approved until the money appears in your account. We’ll explain the key reasons for delays and help…

The world of financial services is transforming at an unprecedented pace. Financial technologies (fintech) are fundamentally changing operational processes, with artificial intelligence (AI) at the forefront of this revolution. However, this massive technological leap brings critical questions: “Are algorithms making the right decisions?” and “Who is responsible for these decisions?” If you’re a fintech investor, a regulatory expert, or simply a professional curious about the future, you’re in the right place. This article delves into AI ethics in finance, exploring the opportunities this revolution presents and the ethical challenges it creates. This transformation is sparking new debates on AI ethics,…

Contract terminations, official notices, and legal documents… In these important phases of business life, it can be frustrating not to know for certain whether your document has reached the other party or to face objections like “I didn’t read it” or “I didn’t receive it.” Alternatively, having to go to the notary public every time for these transactions, dealing with shipping and printing costs, can strain both your time and budget. This is precisely where Registered Electronic Mail (KEP Address) comes in. The most practical way to leave behind the uncertainty and financial burden of traditional methods is to get…

When following the financial news, especially in international markets, you’ve likely come across the term moratorium. While not as commonly discussed as other financial concepts, it is a critical and powerful measure that governments and nations may use during a major economic crisis. But what exactly is a moratorium, and how does it affect not just the country that declares it but the entire global financial system? Let’s explore what this important term means and its profound effects on both personal and business finance. What is a Moratorium? In the simplest terms, a moratorium is a legal order that temporarily…

We’ve all been there: you pull a crumpled, torn, taped-up, or corner-missing banknote from your wallet. Maybe it was left in the washing machine or came out of an ATM. It’s completely normal to worry that your torn money is now worthless. But I have great news for you: that bill might still be valuable! We’ve conducted extensive research to clear up all the confusion about exchanging damaged and torn money. We’ll answer questions like, “Will the bank accept a torn banknote?” and help you figure out what to do with a torn Dollar. We’re providing you with the most…

Global financial inclusion goals are gaining momentum with the widespread adoption of mobile technology, but this digitalization process necessitates secure authentication mechanisms. Biometric digital identity solutions make financial services accessible to everyone while automating critical processes such as Know Your Customer (KYC) and Anti-Money Laundering (AML). This not only boosts operational efficiency but also provides users with a faster experience. Turkey’s national instant payment system, FAST, has become a significant part of this transformation with its domestic success. As shown by global examples like India’s UPI, FAST’s potential for integration with international payment networks offers a roadmap for the future.…

Your suitcase is packed, your tickets are in hand, and you’re dreaming of the adventures that await you in Europe’s enchanting cities. A croissant in Paris, gelato in Rome, a magical stroll in Prague… everything seems perfect, right? That is, until the critical question crosses your mind: “How will I stay connected to the internet?” That familiar pre-travel dilemma—choosing between expensive international roaming plans and the hassle of searching for a local SIM card—is finally a thing of the past. The answer lies in eSIM technology, which has become a central part of our lives and is completely redefining travel…

Your e-commerce project is approaching its final stage. Your products or services are ready, and your website is waiting for its final touches. Design, user experience, content planning… You have meticulously managed every step. Now, you’ve reached the point where these preparations will turn into sales: the payment infrastructure. The decision you make here is not just a technical detail; it’s a critical threshold for the sustainability of your business model. Dealing with each bank individually, endless bureaucracy, different commission rates, and complex technical integrations… This labyrinth can turn into a nightmare that kills your excitement and momentum. If you’re…

In today’s fast-paced digital world, online payment security is a top priority. Both businesses and consumers value it. E-commerce, fintech apps, and mobile payments are growing. Protecting sensitive financial data is now more critical than ever. Payment tokenization technology stands out. It is a highly effective method for securing card information. It provides a safer payment experience. This article will explore what payment tokenization is. We will also cover how it works and its benefits. We will discuss its compliance with regulations and future trends. What Is Payment Tokenization? Payment tokenization is an advanced security technology. It replaces sensitive card…

Today’s winners are those who elevate the customer experience without compromising on speed and security. But have you ever stopped to consider how a virtual POS works? It’s a big mistake to see this technology as just a payment tool, as it goes beyond the limits of traditional POS devices, making every transaction independent of time and place. A virtual POS is the fundamental building block of a new generation of business practices—a symbol of growth, transformation, and a digital vision. In this article, you’ll discover the principles and advantages of a virtual POS from a different perspective, seeing it…